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College Graduate Financing Program

So you’ve just graduated from college and landed that first job. First of all, CONGRATULATIONS! These days, completing school and finding a position in the professional world is no small feat so you should feel pretty good about what you’ve accomplished. But you’re probably not here for us to give you extra kudos, you want to know if there’s a way to reward yourself for all that hard work by buying a new BMW Motorcycle. Well, BMW Financial Services (BMWFS) is here to help with their ‘College Graduate Program’. If you qualify you could be riding to your new job on the bike of your dreams before you know it. Here’s what you’ll need to participate in the ‘College Graduate Program’:

Credit and Qualification Criteria:

  • Graduate from an accredited college of university with a 4-year undergraduate, graduate or registered nursing degree earned within the previous 12 months (A copy of the Graduate’s Diploma or Official Transcript are required)
  • Employer letter stating position/title
  • Proof of income
  • No previous derogatory credit
  • Gross income to debt ratio less than 45%
  • Gross income to payment amount ratio less than 25%

If you meet all of the criteria listed above you may be able to ride away on a new BMW Motorcycle with as little as 5% down. To make this a reality we’ll need you to bring all of the documentation listed above with you when you come into the dealership and we’ll also need a completed BMWFS credit application.


There are two ways to submit a credit application to BMW Financial Services.

1) You can view the BMWFS credit application by opening the pdf version here. Please be sure to complete as much of the application as possible and then send us a copy via fax (415-520-5262) or e-mail ( ). When you send a completed credit application to us we will submit it to BMWFS on your behalf at which point BMWFS will run a credit inquiry through one of the credit bureaus. After BMWFS has made a decision regarding your application, one of our sales staff will contact you with the results.


2) If you’d rather not deal with paper, fax machines, scanners and all that you can also use BMWFS’s online credit application system that can be accessed here.

There is no cost or obligation when you submit an application, and your personal information is protected and shared only with BMW Motorcycles of San Francisco when you submit your app using the links provided. Please read BMW’s “Privacy Policy” for more privacy and security information.

  • Your application will be encrypted for security, transmitted to BMW Financial Services and processed through BMW Motorcycles of San Francisco. By the business day after submitting your application we will receive your credit decision and information from your consumer credit report.
  • If you submit your application during normal business hours (Monday – Friday, 8am – 5pm EST), you should also receive an e-mail decision from BMW Financial Services within 24 hours of your submission.
  • If approved, your approval will remain valid so long as you complete the financing transaction and take delivery of your vehicle within 60 days from date of application.


The BMWFS On-line Credit Application is for U.S. residents only (applying as individuals, not as a business). This is an official credit application and, as such, a credit bureau inquiry under your name will be processed each time you submit an application. Any credit approval is valid at the selected BMW Center only and is subject to finalization of vehicle selection and financing structure by your chosen BMW Center. If a higher credit line is required, additional information may be requested by your BMW Center.

If you prefer to fill out the BMWFS credit application at our dealership please be aware that approvals and/or denials from BMWFS usually take 15-60 minutes to process. So you might have to enjoy our customer lounge and a free cup of coffee while you wait… Hopefully, that’s okay.

If you have questions PLEASE call our sales department at 415-503-9954 or e-mail us at so we can assist you with the BMWFS Credit Application.

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While great effort is made to ensure the accuracy of the information on this site, errors can occur.
Please verify all pricing information with a customer service representative.
This is easily done by calling us or visiting us at the dealership.